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Finance Center
Welcome to Peltier Enterprises' Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.
Flexible Financing Options
We're here to help you by going over every option clearly, and find the right plan for you.
Questions? Get In Touch
Our Financial advisors are here to make this process simple and straight forward.
Benefits of Financing Your Next Car Through Our Dealership
All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. Peltier Enterprises has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.
Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!
What is GAP Insurance?
You may be surprised to learn that the value your primary insurance company places on your vehicle may be substantially less than the amount you owe. The result is a financial “gap,” and if the vehicle is totaled or stolen, it’s you who must make up the difference. This gap liability could cost thousands. GAP (Guaranteed Auto Protection) insurance will pay the difference between the loan balance and what your insurance company pays you. GAP insurance will go into effect if the vehicle is declared a total loss.
How do I figure the amount for tax, title, & license?
The tax rate in Texas is 6.25%. The tax is calculated on the sale price of the car less any non-leased trade-in. The title fee is $33.00. The registration fees vary based on the car’s model year.
When will my first payment be due?
On a purchase, the first payment will be due 30 to 45 days after signing. On a lease, you will make your first payment at the time of signing.
How does my credit rating affect the purchase of a vehicle?
Part of the service our sales associates provide is an assessment of your credit. Sometimes a customer may believe his or her credit rating is not good enough for the purchase of a new vehicle, when, in fact, it may be just fine.
Do you offer extended service agreements?
Yes! Service agreement details, including terms and mileage limits, vary between new and pre-owned vehicles.
Ownership Protection
Vehicle Service Agreement:
When your factory warranty expires, our Vehicle Service Agreement keeps your peace of mind going and going. You will continue to enjoy extensive coverage of key components, including thorough mechanical, computer, and electrical protection. It guards against future rising costs of parts and labor, and includes towing service, travel protection, and a loan car during repairs. If you sell your vehicle to an individual buyer, the service agreement is transferable.
Prepaid Maintenance Plan:
Proper maintenance pays off in ways beyond just extending the life and performance of your car. A well-maintained vehicle has higher resale value. The maintenance plan also insulates you against potentially costly repairs in the future, and it even has environmental benefits: a well-maintained vehicle consumes less fuel and has lower emissions. In addition, our plan may be transferred if you sell your car to an individual.
Tire & Wheel Coverage:
Protection from common road hazards and 24-hour roadside assistance are just a couple of the benefits. Our Tire and Wheel Coverage includes full repair or replacement reimbursement for tires and mounting, wheels, balancing, and more. Coverage even carries over to new tires for the remainder of your term.
Exterior & Interior Protection:
ECP Plus Diamond Ceramic is a professionally applied interior & exterior appearance protection product. All vehicles qualify.
GAP Coverage:
GAP (Guaranteed Auto Protection) eliminates one of the biggest worries about accidents and vehicle thefts: the potential gap between your vehicle's insurance value and the amount remaining on your loan or lease. If your vehicle is declared a total loss due to accident or theft, GAP does more than just cover the remaining balance on your loan or lease. It also helps cover the deductible on physical damage insurance.
PRE-QUALIFY FOR AN AUTO LOAN by Filling Out Our Online Finance Application
Expedite your trip to our dealership by filling out our online finance application at the dealership of your choosing.